Understanding the Types of Elder Abuse

It’s a sad truth that one in every ten elders aged over 60 has experienced some form of abuse. Despite various laws for protecting elders’ rights in place, the cases of elder abuse and negligence are increasing. So, what is elder abuse, and when should I contact an elder abuse attorney near me?

What is elder abuse?

Elder abuse may range from physical, emotional, financial, or sexual damage caused to an older adult. When a person or people looking after an older adult intentionally inflict harm to them or cause serious risk to their life, it is considered elder abuse.

As a person ages, they become physically frail and cannot take care of their health and finances all on their own. Besides this, they are susceptible to mental and physical ailments that further render them incapacitated. Some elders lose their vision or hearing ability, which makes them more vulnerable to unscrupulous people who may take advantage of their disabilities.

It has been noted that elder abuse happens where a senior resides. It could be their home, nursing home, or care facility. Most of the time, the abusers are either children, family members, partners, or care providers.

Everyone is entitled to a safe and healthy life. Since older people are more vulnerable to abuse, you must be aware of the elder law and signs of elder abuse if you care for an older person.

Understanding the types of elder abuse is essential when identifying the issue. If you care for an elder and suspect they have undergone any abuse, you must take appropriate steps before reporting the matter.

Types of elder abuse

Physical Abuse: When an elderly is inflicted or threatened to be inflicted with physical injuries or pain, it is considered physical abuse. Physical abuse also includes the act of depriving an elderly of his basic needs.

Emotional Abuse: When an elderly is caused by mental pain or anguish through oral or physical acts, it is considered emotional abuse. Humiliation, ridicule, threatening, isolation are some of the acts that can inflict emotional suffering to an elderly and are considered … Read more

Test Drive Accident: who is responsible for the crash?

Most people prefer to test drive a vehicle before making the final purchase decision. Test drives allow the person to check if the vehicle is as per their requirements and whether they can handle it. A majority of vehicle dealers allow prospective buyers to try on the vehicle. During such test drives, accidents can cause either damage to the car, harm the driver, or both. Since the vehicle belongs to the dealer, who should be responsible for the damage. There is no straightforward answer to this question. There are various factors taken into consideration when determining the liability. Moreover, multiple states have different laws to assess the penalty in such cases. If you are in a similar situation, it’s advised to seek help from personal injury attorneys Virginia Beach.

How to determine the liability in a test drive accident?

If you meet with an accident during a test drive due to no fault of yours, the dealer can’t hold you accountable for the damage. However, if the accident is your fault, the dealer can recover the losses from your insurance company.

The latter option largely depends upon your insurance policy and whether it covers the cost of damage to a vehicle while test driving. The dealer can recover the cost of damage from your insurance company depending upon the coverage it offers you.

On the other hand, if your insurance policy doesn’t cover you for driving any other vehicle than your own, you will have to pay for the damage caused to the vehicle while test driving. Even if you are not going for a test drive, it’s in your best interest to regularly review your insurance policy and check coverage.

How dealers safeguard themselves from the liability for test drive accidents?

While accidents are unpredictable and can’t be avoided, one must be prepared for such unfortunate event. Vehicle dealers take various measures to prevent test drive accidents and ensure maximum coverage of the damage.

Many dealers have specialized insurance policies for their vehicles. Besides this, vehicle dealers can refuse test drives to people if they don’t fall into … Read more